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Welcome

Ever notice that the world is full of experts who have never actually done what they are "experts" at?

Many a business professor has never actually managed a business. Most business courses stress defining business terms but never actually teach the concepts of running a business.

This blog hopes to teach some of the terms and, at the same time, give some examples and lessons on running a business.

There will also be reviews of books on business listed here. Sometimes companies give me books to review. Regardless of where I get the book to review, I will give my honest opinion. If I was given the book to review I will always disclose that in the review.

I seek to start posting on 02 January 2012. Some of the posts will be recycled from some of my other blogs.

The reader should know that there is no one “Right Way” to conduct business that will apply in all situations. This blog is meant as a place to start. It is hoped that you will perform further research and consult professionals experienced in your particular business before making any important decisions.



26 May 2018

The Bank On Yourself Revolution: Fire Your Banker, Bypass Wall Street, and Take Control of Your Own Financial Future by Pamela Yellen ISBN: 978-193952930-5



Anyone who has read our How To Manage Your Monkey blog knows when we review a book on finance, we try to be as fair and balanced with our review as possible.

By now our readers also know that when we find something wrong with a concept, we tell you.  We have looked all the way through The Bank On Yourself Revolution: Fire Your Banker, Bypass Wall Street, and Take Control of Your Own Financial Future by Pamela Yellen and we have to tell you we did find one flaw.  On page 95 when the author is discussing the alternatives to using The Bank On Yourself method, she says we could face a future where we say, “And would you like fries with that?”  The flaw is, the training tells you to say, “You want fries with that” with the tone of a question. It is actually hypnotism at its best. And, it works.

Well, now that you have read that major flaw (said tongue in cheek) we will tell you that this plan just might work.

Like just about every other book on personal finance we have read, Yellen starts out by telling her readers the flaw in most other means of financing a retirement. That part of the book seems to go a little slow.  Don’t give up. The book gets much better and the plan really seems to be a good one.

Albert J. Zdenek Jr, author of Master Your Cash Flow: The Key To Grow And Retain Wealth gives us some very sound advice that one should remember when reading any financial plan and that is, “Do the Math.”

It is too late for us to do the math.  I was forced to retire 22 years ago. If I had The Bank On Yourself Revolution and not been too hard-headed to heed the advice given, we would not be having to try to make ends meet by eating beans and rice or ramen soup quite so often.  Had we known about this plan and followed it the times spent in the nursing home (because that is the only way Medicare would pay for my IV fluids) could have been spent in my own home with visits from home health. With The Bank On Yourself Revolution, my wife and I could have made the choice.

Five Star Review


We give The Bank On Yourself Revolution all five stars.  It is very well-written and a well thought out plan for maximizing your wealth. We think anyone who plans to retire in this century needs to read this book. You will be glad you did.



We were sent a complimentary copy of this book.  We are under no obligation to write any review, positive or negative.

We are disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255.

Notice: This post contains affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction, at no additional cost to you. Thank you for your support.

If you would like for me to pray for you, please drop me an e-mail by clicking prayer.



Please Visit My Child Bride Suzanne's Blog


I respond to all approved comments on this blog, ideally within 24 hours.  Please check back here for a response to your comment.  Thank you!

Please be advised that all the information in this course is provided to educate, enlighten, and broaden your views in life.  The information provided is not a substitute for medical, legal, dietary, financial/accounting, or religious professionals.  Always consult a professional before you act on any of the information you find in this course. 


Do you have a frugal recipe?  Please e-mail it to me.

Help us reach 1,000 YouTube subscribers. Please watch some of our videos. If you like them, please subscribe. Also, please share our YouTube information with your friends.  We thank you so much for all your help. 

Disclaimer: The opinions or advice listed in this blog or website should be used as a place to start only. It is not a substitute for the use of a professional.

 Please be sure to consult your attorney, accountant, and/or other professionals with any specific questions. There is no one right answer to any business question that will cover all circumstances.

Notice: This post may  contain affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction. Thank you for your support!

I Get By With A Little Help From My Friends!

Imagine, you’re 20  years old, your hopes and dreams before you, no reason to think you can’t achieve them. You study, you work hard, you maintain a 4.0 and are on the Dean’s list every semester. It seems everything you touch turns to gold.

Fast forward 2 years. All year, you’ve had to struggle. Financial aid was inadequate to cover everything. You move off campus to what you think will be better, less expensive living arrangements. But, roommates are wasteful and run up the utility bills making it difficult to afford other things, like food. You get a job, even though your school hours are already overloaded. You sell blood/plasma just to be able to buy groceries. It seems like everything is falling apart, but you still have the 4.0 GPA.

Then, the bottom falls out of your world. You wake up and there is an intruder in your room. You’re scared, but out of sorts because you just woke up. You can’t fight him off.  He’s a full grown, 40-something year old man. He overpowers you. The next 16 hours of your life have him drugging and repeatedly beating and raping you. To add insult to injury, he steals your debit card. The police only charge him with kidnapping and credit/debit card theft.

Our youngest daughter does not have to imagine this scenario. She lived it. On 26 December 2017, she was brutally attacked in her room, while her friends were away on Christmas vacation.

She tried to continue on with her job and university courses, but fell into a state of depression and a life ruled by fear and nightmares.  She couldn’t sleep, couldn’t function, couldn’t keep up with school work any longer. She left school and came home for her dad and I to try to help her recover from this traumatic experience.

Our daughter is receiving the help that we and professionals can provide for her. While she is healing physically, emotionally there is still much work to do. She wants to put this part of her life behind her and try to move forward. Returning to this university is out of the question.

Our daughter is heavily into the theater. Our town offers community theatre opportunities as does the local junior college, which she attended before leaving for the university.  The junior college offers a cosmetology program that she thinks will ultimately help to further her career opportunities in costuming and stage makeup.

There is one glitch - a very big one, that we cannot overcome on our own.

Although the local school has tentatively accepted her, they cannot let her enroll without a copy of her official transcript from the university she was attending when she was attacked. This university has a hold on her transcript because when she withdrew, it left a balance of approximately $5,600. This balance was the stipend provided for living expenses during the semester. The majority of it went to pay the rent at the apartment complex where she was raped. The complex would not let her out of the lease.  She has had to continue paying the rent there, although she has not lived there since late February. This stipend was not enough to cover the entirety of the lease agreement. There is money still owed for the months of June and July.

Our daughter did not ask to be attacked and have to leave school. Sometimes life brings other things our way and we have to adjust our plans.  No matter what, we have to keep moving forward.

Please help our daughter to keep on the road to recovery. By helping her to pay off the deficit with the university so that they will release her transcript to the local college, and paying out the lease to the apartment complex that did not provide proper security to its tenants, she will be able to put that school, that city, and - maybe someday - that awful attack behind her.

Here are the needs:

$5600 to the university
$1400 to the apartment complex
$  500 GoFundMe fees
-----------
$7500 Total

Thank you for your help in our daughter’s recovery.  May our Heavenly Father bless you all for your compassion and assistance.


If you would like for me to pray for you, please drop me an e-mail by clicking prayer.



Please Visit My Child Bride Suzanne's Blog





I respond to all approved comments on this blog, ideally within 24 hours.  Please check back here for a response to your comment.  Thank you!

Please be advised that all the information in this course is provided to educate, enlighten, and broaden your views in life.  The information provided is not a substitute for medical, legal, dietary, financial/accounting, or religious professionals.  Always consult a professional before you act on any of the information you find in this course. 


Do you have a frugal recipe?  Please e-mail it to me.

Help us reach 1,000 YouTube subscribers. Please watch some of our videos. If you like them, please subscribe. Also, please share our YouTube information with your friends.  We thank you so much for all your help. 

Disclaimer: The opinions or advice listed in this blog or website should be used as a place to start only. It is not a substitute for the use of a professional.

 Please be sure to consult your attorney, accountant, and/or other professionals with any specific questions. There is no one right answer to any business question that will cover all circumstances.

Notice: This post may  contain affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction. Thank you for your support!

21 May 2018

Conquer Change and Win: An Easy-to-Read, Fun Book about the Serious Subject of Change by Ralph Masengill Jr. ISBN: 978-1-5151-9187-2

In any business, change is going to happen.  Conquer Change and Win: An Easy-to-Read, Fun Book about the Serious Subject of Change by Ralph Masengill, Jr. addresses how best to change in business.

This book is chock full of jokes, stories, and quotes that help to illustrate the points being made by the author.  Masengill has an excellent way of writing and telling us how to handle change in our business.

Five Star Review


We give Conquer Change and Win all five stars.  If you are in management or leadership, you owe it to yourself and your company to read this book.  We think it should be required reading in any management training program.

We were sent a complimentary copy of this book.  We are under no obligation to write any review, positive or negative.

We are disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255.

Notice: This post contains affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction, at no additional cost to you. Thank you for your support.

If you would like for me to pray for you, please drop me an e-mail by clicking prayer.



Please Visit My Child Bride Suzanne's Blog


I respond to all approved comments on this blog, ideally within 24 hours.  Please check back here for a response to your comment.  Thank you!

Please be advised that all the information in this course is provided to educate, enlighten, and broaden your views in life.  The information provided is not a substitute for medical, legal, dietary, financial/accounting, or religious professionals.  Always consult a professional before you act on any of the information you find in this course. 


Do you have a frugal recipe?  Please e-mail it to me.

Help us reach 1,000 YouTube subscribers. Please watch some of our videos. If you like them, please subscribe. Also, please share our YouTube information with your friends.  We thank you so much for all your help. 

Disclaimer: The opinions or advice listed in this blog or website should be used as a place to start only. It is not a substitute for the use of a professional.

 Please be sure to consult your attorney, accountant, and/or other professionals with any specific questions. There is no one right answer to any business question that will cover all circumstances.

Notice: This post may  contain affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction. Thank you for your support!