Book Review: The Income Miracle: How to Use Life Insurance for a Safe and Tax Free Income Stream by Marc Aspen ISBN: 9781532379796

The booklet The Income Miracle: How to Use Life Insurance for a Safe and Tax Free Income Stream by Marc Aspen actually bills itself as an article.  It is short, only 20 pages, including the appendix, but it contains loads of information.

One may ask, “Is a twenty page booklet really worth the cover price?”  We would answer that by asking you, “If Warren Buffett offered to sell you a single sheet of paper that contained the secret of how he got wealthy, what would that be worth to you?”

The concept detailed in this book is not new, it just isn’t talked about a lot.  We have reviewed two other books regarding the same subject in the last few months.  This is not new. Many financial gurus will tell you that this method does not work. They advise you to buy term life insurance and invest in stocks and bonds.  I believe these gurus are wrong.

If I had known about this back several years ago, I would be much better off today.  If I had listened to my father, who had actually sold insurance years ago, I would have had this type of plan.

Aspen does not tell you that this way is the ONLY investment you need, like so many other investment books we have read, and there have been hundreds.  He does suggest that this is a part of your investment plan.

Five Star Review

Even though this article is short, it might just be the best investment you have made in a while.  It might lead you to ask more questions of your insurance agent. It might lead you to better understand your financial future. We give The Income Miracle all five stars.  

We were sent a complimentary copy of this book.  We are under no obligation to write any review, positive or negative.

We are disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255.
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Please be advised that all  information in the How to Manage Your Monkey Course is provided to educate, enlighten, and broaden your views in life.  The information provided is not a substitute for medical, legal, dietary, financial/accounting, or religious professionals.   Always consult a professional before you act on any of the information you find in this course.

Disclaimer: The opinions or advice listed in this blog or website should be used as a place to start only. It is not a substitute for the use of a professional.

Please be sure to consult your attorney, accountant, and/or other professionals with any specific questions. There is no one right answer to any business question that will cover all circumstances.

Notice: This post may contain affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction, at no additional cost to you. Thank you for your support.  Manian Debil Productions is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

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Book Review: ForbesBooks: Master Your Cash Flow: The Key To Grow And Retain Wealth by Albert J. Zdenek Jr CPA/PFS ISBN: 978-1-59932-713-6

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Master Your Cash Flow by Albert J. Zdenek, Jr., CPA/PFS is geared more for a higher income level audience than we normally address via our How to Manage Your Monkey blog.

That being said, we think it is an important read for anyone who hopes to someday get out of the level of hardcore poor and get up to the level of needing a financial advisor.

Let’s face it, our target audience is not made up of the type of people who go out and buy cases of wine that they never open.  Hopefully, our normal audience abstains from any type of intoxicating beverage.

If you are this level of poor, chances are good you are more likely to encounter Wine in a Box than you are any type of wine that actually comes with a cork.

The Author, Albert J. Zdenek, Jr., does give us some insight we can use as we get out of the level of hardcore poor and up to the level of The Millionaire next door.

Mr.  Zdenek implies in some of his lead up to Master Your Cash Flow that he is going to give us some comparisons regarding the choice to purchase or lease a new vehicle.  We were interested to learn what he had to say about this comparison. We were looking for it, but never saw it.

There are some very interesting differences of opinion in the book from what you have heard and will hear on How to Manage Your Monkey.  We take more of a Dave Ramsey approach in that it makes more sense to pay off your mortgage and not have to have the interest payments.

However, Mr. Zdenek makes a compelling case to take out a mortgage and invest the proceeds from said mortgage.  We don’t agree with his philosophy but, let’s face it, he has more money than we have. It might be good to read Master Your Cash Flow and make up your own mind.

Five Star Review

On our scale of zero to five stars with zero being terrible and five being outstanding and a must read, we give Master Your Cash Flow all five stars.

Master Your Cash Flow is very well written.  It is easy to follow and the numbers make sense.

We do, however, suggest that you also read The Millionaire Next Door by Thomas J. Stanley and William D Danko, The Wealthy Barber by David Chilton, Hardcore Poor by Kelly Sangree, and Total Money Makeover by Dave Ramsey.  All of these books have a slightly different approach to the same question of handling your finances.

One of the best pieces of advice offered in the book, and is repeated often throughout Master Your Cash Flow, is to work with the experts.  No one can be an expert in all areas.

It is very sound to suggest working with your CPA, estate planning attorney, financial planner, and others as you see the need.  Just stay away from taking advice from your brother-in-law Bud.

We were sent a complimentary copy of this book.  We are under no obligation to write any review, positive or negative.

We are disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255.

Please Visit My Child Bride Suzanne's Blog

Please be advised that all  information in the How to Manage Your Monkey Course is provided to educate, enlighten, and broaden your views in life.  The information provided is not a substitute for medical, legal, dietary, financial/accounting, or religious professionals.   Always consult a professional before you act on any of the information you find in this course.

Disclaimer: The opinions or advice listed in this blog or website should be used as a place to start only. It is not a substitute for the use of a professional.

Please be sure to consult your attorney, accountant, and/or other professionals with any specific questions. There is no one right answer to any business question that will cover all circumstances.

Notice: This post may contain affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction, at no additional cost to you. Thank you for your support.  Manian Debil Productions is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.


McClendon Villa     McClendon Villa's Reviews  From the Kitchen of McClendon Villa   McClendon Villa at Blogger P. S. Annie  P S Annie 2 Random Thoughts and Observations   Redneck MBA How to Manage Your Monkey at Blogger   How To Manage Your Monkey at WordPress Reviews By David and Suzanne
Book Reviews By Bird  Book Reviews By Bird 2 Book Reviews by Bird at WordPress

The Income Miracle: How to Use Life Insurance for a Safe and Tax Free Income Stream by Marc Aspen ISBN: 9781532379796

The booklet The Income Miracle: How to Use Life Insurance for a Safe and Tax Free Income Stream by Marc Aspen actually bills itself as an article.  It is short, only 20 pages, including the appendix, but it contains loads of information.

One may ask, “Is a twenty page booklet really worth the cover price?”  We would answer that by asking you, “If Warren Buffett offered to sell you a single sheet of paper that contained the secret of how he got wealthy, what would that be worth to you?”

The concept detailed in this book is not new, it just isn’t talked about a lot.  We have reviewed two other books regarding the same subject in the last few months.  This is not new. Many financial gurus will tell you that this method does not work. They advise you to buy term life insurance and invest in stocks and bonds.  I believe these gurus are wrong.

If I had known about this back several years ago, I would be much better off today.  If I had listened to my father, who had actually sold insurance years ago, I would have had this type of plan.

Aspen does not tell you that this way is the ONLY investment you need, like so many other investment books we have read, and there have been hundreds.  He does suggest that this is a part of your investment plan.

Five Star Review

Even though this article is short, it might just be the best investment you have made in a while.  It might lead you to ask more questions of your insurance agent. It might lead you to better understand your financial future. We give The Income Miracle all five stars.  

We were sent a complimentary copy of this book.  We are under no obligation to write any review, positive or negative.

We are disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255.

Notice: This post contains affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction, at no additional cost to you. Thank you for your support.

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Please Visit My Child Bride Suzanne's Blog

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Please be advised that all the information in this course is provided to educate, enlighten, and broaden your views in life.  The information provided is not a substitute for medical, legal, dietary, financial/accounting, or religious professionals.  Always consult a professional before you act on any of the information you find in this course. 

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Disclaimer: The opinions or advice listed in this blog or website should be used as a place to start only. It is not a substitute for the use of a professional.

 Please be sure to consult your attorney, accountant, and/or other professionals with any specific questions. There is no one right answer to any business question that will cover all circumstances.

Notice: This post may  contain affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction. Thank you for your support!